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A Debt Coach Has over 25 years experience in Nonprofit Credit Counseling and Debt Management Services to consumers. Our debt management program provides the help, resources, and education to help you get completely debt free! A Debt Coach is a Non Profit Certified Christian Credit Counseling Organization and has been since 1992.
Credit Counseling Tips & News
Estimate vs Actual Budgets Everyone needs to know exactly where their money goes so they can benefit in the future. The Benefits of an Actual Budget Get out of debt Save for retirement Save to send your kids to college Types of Expenses Fixed Expenses – Rent, Mortgage, Car, Insurance, etc. Variable Expenses – Groceries,… [Read More]
There are established brick and mortar companies with online divisions like Capital One and other well established lenders that can be trusted. For other less established online lenders, be very careful and do your due diligence before getting involved with them. One major red flag is if the lender is located on an Indian Reservation…. [Read More]
Increasing your credit scores just takes a bit of discipline to get your numbers correct and the right trade lines going. What Credit Scores Consist Of 35% Debt History – To see if you are making your payments on time 30% Debt Weight – How much debt are your carrying and and at what percentage… [Read More]
When your debt is charged off by and company they turn it over to a collections agency, it is added to a list that is later sold to other collection agencies. These collection agencies then try to collect the debt and have to follow the fair debt collection act to say in business. That’s legal!… [Read More]