Credit Counseling Tips – How to Increase Your Credit Scores

Increasing your credit scores just takes a bit of discipline to get your numbers correct and the right trade lines going. What Credit Scores Consist Of 35% Debt History – To see if you are making your payments on time 30% Debt Weight – How much debt are your carrying and and at what percentage… [Read More]

Credit Tips – Understanding Your FICO Scores So You Can Improve Them

Understanding Your FICO Scores Your FICO scores pretty much control your financial future so it is very important to know how they are figured. You should have a plan of action to get the best FICO score possible. We suggest you go to www.AnnualCreditReport.com and pull your report every 4 months.  Also, know that www.CreditKarma.com won’t… [Read More]

Budgeting Tips – How Can I Retire?

How can I Retire? One of the biggest questions we face is “How can I retire?” In today’s financial situation. We spend our retirement without even thing about it. Living for today or trying just to survive will catch up to you in the end. Planning ahead is the key. Something we really don’t do,… [Read More]

When in Debt – Who You Going to Call?

What are we supposed to do when we experience financial difficulties?  If simple changes to the budget or the liquidation of assets doesn’t resolve the problem where can we turn?  We see the advertisements on TV and the Internet offering solutions but we have also read the horror stories of con-artists and less than scrupulous… [Read More]