Triage Credit Counseling – How We Helped 2 Different Clients Get Control of Their Financial Life!

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Case #1 – A Couple With Too Much Debt

The Situation

  • Together their take home pay was $4,372 a month
  • Their personal expenses were $3,392 a month
  • Their personal expenses were in line on average by category so that wasn’t the problem.
  • Debt was the problem!

The Debt Problem

  • They had Credit Cards, Financing Company Debt, and Check Cashing Debt
  • They only had $1,000 leftover each month to pay the debt but they were paying $1,432 for debt and check cashing.
    • The check cashing was $560 on it’s own.
    • This wasn’t going to work so they needed a NEW PLAN

The New Plan Created by A Debt Coach

  • The new plan reduced payments to $614 (down from $1,423)
    • A Debt Coach worked out an arrange with the the check cashing company
    • A Debt Coach reduced interest rates by 17% and lowered the payment amounts.
  • The new plan gave the couple a chance to breath again with $366 leftover each month.
  • The couples bills will be current in 90 days.
  • The only fees from A Debt Coach was the $65 to get in the program and $30/month to manage the account.  ALL INCLUDED in the new $614 Plan!

Case #2: Person with a Check Cashing Problem

The Situation

  • A person was using 3 different check cashing companies. Usually to pay the others off.
  • Costing her $50-60 in fees every two weeks from each of the companies

The New Plan Created by A Debt Coach

  • $150/month to pay back all 3 check cashing places.
  • No longer had to get hurt by those large check cashing company fees.
  • A Debt Coach contacted each of the Check Cashing companies and worked out the new deal!

A Debt Coach offers credit counseling services to people who are experiencing credit and debt problems! We create customized plans with your budget in mind and deal directly with your creditors. No gimmicks, no funny business! Both the Government and your creditors are happy that we are here to help you solve your financial problems. 

Contact us (888-767-9155) today to get started!

About A Debt Coach

logoA Debt Coach is a Non-Profit Credit Counseling Agency that helps consumers find options available for the financial problems they face. We offer credit counseling services to clients across the country who are experiencing credit and debt problems. A Debt Coach offers one of the most beneficial debt consolidation programs in the nation and we have provided counseling and advice to more than 200,000 consumers since 1992.
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Did you know that A Debt Coach provides free financial education and advice?We provide the advice so that people can get their lives back in order! The free education starts by downloading our free “Own Your Life” ebook.

Everyone who downloads the book will be approached to start the “Budget Bootcamp” with Randy after you read the book! Randy will help you create the best budget for your situation and put you on a glide path towards being totally debt free!

 

Posted in Own Your Life EBook, Pay Day Loans, Too Much Debt.